Lexi Verified  ·  Property Intelligence  ·  Global

The rental market is competitive.
Yours doesn't have to look the same.

Every application looks identical. Upload your bank statements and Lexi generates a verified Rental Certificate — professional, private, and ready to attach to any application. Stand out from the rest.

$29
One-time fee
90
Days valid
3
Facts extracted
Zero
Data retained
LexCrypta Intelligence Suite
Explore the full platform →
The problem with raw statements

Your salary is not the
only thing in there.

When a property manager asks for three months of bank statements, they receive far more than proof of income. They receive your complete financial life — your medication, your therapy, your subscriptions, your personal spending, your relationship with money.

Redaction software doesn't always solve this. AI tools and standard PDF readers can read through improperly blacked-out text. This is a documented, real-world problem — not a theoretical risk.

A property manager needs three facts: your employer, your income, and that you pay rent reliably. Lexi extracts those three facts and nothing else. Your statements are deleted the moment your certificate is generated.

What raw statements reveal
Every row below exists in a typical 3-month bank statement — including the ones marked private.
03 Mar DELOITTE AUSTRALIA PAYROLL +$3,420.00
07 Mar LORNE ST PROPERTY MGMT — RENT -$960.00
17 Mar ORIGIN ENERGY — UTILITIES -$148.00
Green rows are what a property manager needs. The blacked-out rows are what your raw statements also contain — and what Lexi never shares.
Why it matters now

Good for tenants.
Preferred by property managers.

New laws in Australia have changed what property managers can ask for. And in both markets, an independent verified certificate is simply more credible than a raw PDF anyone could alter.

Australia  · Effective 31 March 2026
New Victorian Law · Form 3A
Property managers can no longer ask for transaction details.
Under the Consumer and Planning Legislation Amendment (Housing Statement Reform) Act 2025, Victoria introduced a mandatory prescribed rental application form on 31 March 2026. Under the new rules, rental providers and their agents must not ask for, require, or consider any information not included in the prescribed form.

Bank statements with transaction details are explicitly restricted at the application stage. A Lexi Verified certificate gives property managers exactly what they are permitted to consider — and nothing more.
Rental providers must use the prescribed Form 3A — no custom forms permitted
Bank statements with transaction details cannot be requested or considered
Unsuccessful applicant data must be deleted within 14 days
Similar reforms are progressing across NSW, QLD, and South Australia
A Lexi certificate is compliant — it contains only what the law permits
Australia & USA  · Both markets
Independent Verification
Property managers prefer an independent read.
A raw PDF bank statement is unverified. Anyone can screenshot a balance, edit a transaction description, or produce a statement that looks legitimate but does not reflect reality. Property managers know this — and increasingly they want something more credible than a self-submitted PDF.

A Lexi Verified certificate means an independent AI engine read the actual statements and extracted the facts. It is not self-reported. It is not a screenshot. It is a verified, independent summary of what the bank statements actually show.
Independent analysis — not self-reported figures from the applicant
Tamper-proof — Lexi reads the source statements directly
Contains only what property managers are permitted to consider
No liability from holding sensitive personal data they should not have
Signed PDF with full methodology disclosure — defensible if challenged
How it works

Four steps.
One certificate.

No account. No login. No data stored. Upload your statements, receive your certificate, attach it to any application.

01
Pay once — $29
One-time payment via Stripe. No subscription, no account required. Your certificate is valid for 90 days from the date of issue.
02
Upload your bank statements
Upload 1-6 months of PDF bank statements. Tell Lexi your employer name and the weekly rent you're applying for. That's all the context needed.
03
Lexi reads only what matters
Lexi extracts your employer, your income cadence, your current rent payments, and your fixed outgoings. Everything else in your statements is ignored and never read.
04
Download your certificate
A signed PDF certificate is generated immediately. Attach it to any rental application for 90 days. Your statements are permanently deleted the moment the certificate is issued.
Lexi Verified
Applicant S. Hartley
Employer Deloitte Australia
Monthly income $6,840 / month
Income cadence Fortnightly — regular
Current rent paid $480 / week — regular
Fixed outgoings $805 / month
Applying for $620 / week
Not included in this certificate
Discretionary spending
Medical & pharmacy
Personal subscriptions
All other transactions
What Lexi reads

Three facts.
Nothing more.

Lexi is designed to find only what a rental application requires. Everything else in your statements is ignored, never extracted, never seen.

01
Employer & Income
Your employer name as it appears in your bank statement transactions, your average monthly income amount, and whether payments arrive weekly, fortnightly, or monthly. That is all.
02
Current Rent Commitment
Recurring debits consistent with rental payments — the amount and the regularity. This confirms you are already meeting a rent obligation reliably, which is the most relevant signal for any property manager.
03
Fixed Outgoings
Recurring commitments only — utilities, loan repayments, subscriptions. Mapped as a monthly total. No individual transaction detail. No personal spending. No lifestyle signals.
What stays private — always
Medical and pharmacy payments. Therapy and mental health services. Personal subscriptions. Dining, entertainment, clothing, travel. Centrelink payments, gambling transactions, BNPL usage, cash withdrawals, dating apps, political donations — none of this is extracted, none of it appears in your certificate, and none of it is retained. Your statements are permanently deleted the moment your certificate is generated.
Pricing

Simple.
Per certificate.

Lexi Verified · One-time
$ 29
USD / AUD  ·  One-time  ·  No subscription
Employer name and income confirmed from statements
Income cadence — weekly, fortnightly, or monthly
Current rent commitment — amount and regularity
Fixed outgoings summary — recurring commitments only
Everything else stays private — no personal data shared
Raw statements permanently deleted after scan
Signed PDF certificate — download and attach to any application
Valid for 90 days — use across multiple applications
Get My Certificate — $29
Secured by Stripe  ·  PCI DSS compliant  ·  No account required
Questions

What you need to know.

Everything about what Lexi reads, how your data is handled, and how the certificate works in a rental application.

Does the property manager get to see my bank statements?

No. The property manager receives only the certificate — a PDF containing your employer name, income amount and cadence, current rent payments, and fixed outgoings total. They never see your raw statements, individual transactions, or any personal financial detail beyond those three facts.

What happens to my bank statements after the scan?

They are permanently deleted the moment your certificate is generated. Statements are processed in memory only — they are never written to disk, never stored on any server, and cannot be retrieved after the certificate is issued. This is an architectural commitment, not just a policy.

Can the certificate be used for multiple applications?

Yes. Your certificate is valid for 90 days from the date of issue. Download it once and attach it to as many rental applications as you need within that period. One payment of $29 covers the full 90 days.

What if I don't have a current rental payment showing in my statements?

That section of the certificate will note that no regular rent payment was identified in the statements provided — which may indicate owner-occupied accommodation, living with family, or payment via a method not reflected in the submitted statements. This does not invalidate the rest of the certificate.

Can a property manager request my raw statements even if I submit this certificate?

That depends on the jurisdiction and the property manager. In Victoria, Australia, from 31 March 2026, strict new rules limit what information can be requested under the prescribed rental application form. In the US, requirements vary by state. LexCrypta provides the certificate as an alternative to raw statement submission — but we cannot prevent a property manager from making additional requests.

What bank statement formats does Lexi support?

PDF bank statements from all major Australian banks including CBA, ANZ, Westpac, NAB, Macquarie, and Bendigo, and major US banks including Chase, Wells Fargo, Bank of America, and Capital One. Both text-based and scanned PDFs are supported — scanned statements are processed via OCR.

Is the certificate a tenancy recommendation?

No. LexCrypta does not make tenancy recommendations. The certificate presents factual information extracted from the bank statements provided — income, rent history, and outgoings — and includes a clear disclaimer that any tenancy decision remains at the discretion of the rental provider.

Get in Touch

Questions about your certificate.

If you have questions about the process, a scan that didn't complete correctly, or anything else — reach out directly. We respond promptly.

Your Name
Email Address
Your Message